Help Us Help You Get A Loan Modification!

Posted by | Posted in The Major Factors Of A Loan Modification | Posted on 06-01-2010

Help us help you!!

Yes, that is correct. You heard the line in the movie, Jerry McGuire.

But it is true in a very big way for homeowners trying to get a payment adjustment on their home loan, through a loan modification.

On our web site instant-loan-modification.com , we tell you that we can get things done instantly or in days and weeks rather than months, or longer that you hear the horror stories about when dealing with other companies or the lenders directly.

Visit our site here—>mortgage modification

We can get you qualified or pre-qualified with the lenders for many of the loan modification programs available including the Obama administration’s Home Affordable modification program, sometimes right over the phone. That is where we need your help to move forward and conclude the program. Many times after we are able to get you qualified based on the information on the phone; we wait or move on to new calls and subsequent files while the borrower delays in getting the necessary documentation to verify income, and authorization forms to contact the lender on your behalf. This is crucial and so unnecessary. More modifications could be done and quicker, if the homeowner would provide the simple paperwork needed to get a file ready to the bank.

According to analysts from Keefe, Buryette & Woods,

Through November, servicers had permanently modified 31,382 mortgages under the Home Affordable program, which was announced in February as targeting 3 million to 4 million loans, the Treasury said Dec. 10. A total of 728,000 of the modifications were under way.

Let us help you by making a call to us, at 866-329-3328. We can go over your situation, listen to what you would like to do, give you an idea of what can be done, and then do a financial analysis based on the information you provide on the phone. If you are able to fax or scan us income documentation, pay stubs, mortgage statements, and a few months of bank statements, we can then be more definitive in the potential outcome of providing some financial relief to you and your family. Our staff of underwriters will look and examine your file and be able to get back to you usually in a 12 to 24 hour period and then you can decide on how you would like to move forward. If you are comfortable with the conversation, we will put the file in motion and prepare to contact the bank as quickly as possible. The sooner we have verification of income and the very limited documentation we need to have a complete file to present to the bank, along with an authorization, we can speed the process up to your advantage.

I have heard many times over how homeowners have sent information to either the bank or to a third-party company and nothing has happened, for months and months. I have also seen files stacked on top of each other waiting to be presented to the lender, and they all are going to need updated information.
Help us help you. We will move quickly and precisely with your modification. Once we have qualified you and receive your documentation, we will be working diligently to make your modification successful.
We are having success with not only Home Affordable modification programs which are intended for Fannie Mae or Freddie Mac loans backed by the government, but also with privately held loans with investors, and banks. Many of the loan servicers are going along with the program guidelines that reduce payments to 31 percent of the homeowners pretax incomes through means starting with interest-rate-cuts as low as 2 percent or extending the loan to forty years.

There are also in house modification programs with the lenders and programs for second mortgages as well as HELOC loans. We are here to listen to your situation and be of help, along with your coopertation.

If you want to get help, visit our website here–>mortgage modification

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